A very simple bad decision is to get into debt. And that is very expensive.

One of the big lessons from behavioral economics is that we make decisions as a function of the environment that we're in.

Even the most analytical thinkers are predictably irrational; the really smart ones acknowledge and address their irrationalities.

The idea that you will make the right decision every time is very unlikely.

Your immediate environment is comprised of coffee shops, supermarkets, websites, apps and all kinds of things - none of which have an interest in your long-term or short-term financial well-being.

Giving up on our long-term goals for immediate gratification, my friends, is procrastination.

Companies, however unintentionally, choke the motivation out of their employees.

Honesty is a complex and tricky thing, and we don't want to be honest all the time.

The most difficult thing is to recognize that sometimes we too are blinded by our own incentives. Because we don’t see how our conflicts of interest work on us.

Thinking is difficult and sometimes unpleasant.

Brands communicate in two directions: they help us tell other people something about ourselves, but they also help us form ideas about who we are.

The best tool in a writer's arsenal is a reader's imagination.

Let not miracle be your focus but be strong in diligence which is an eternal virtue.

Meekness: Uncommon patience in planning a revenge that is worth while.

No matter how great your wisdom, you can still make a fool of yourself.

Some novelists are luckier than others in the eras of their formative intellectual years, but all Weltanschauungs return, which means that most novelists have at least a chance of a revival.

Money is a bad god. People are a bad god. They don't have the power to do what God can do.

The Prophet Joseph Smith warned us to ‘beware of self-righteousness’ and to enlarge our hearts toward all men and women until we feel ‘to take them upon our shoulders.

May we awaken from the dream that we are different.

Hurting people is such a boyish thing to do.

What I can't do anywhere is be with you.