It's daring and challenging to be young and poor, but never to be old and poor. Whatever resources of good health, character, and fortitude you bring to retirement, remember, also, to bring money.

The shortest period of time lies between the minute you put some money away for a rainy day and the unexpected arrival of rain.

The best real-estate investments with the highest yields are in working-class neighborhoods, because fancy properties are overpriced.

Lawyers are operators of the toll bridge across which anyone in search of justice has to pass.

Where you stand should not depend on where you sit.

Financial planners who take commissions have a built-in conflict of interest...even with disclosure, my choice would be a Fee-Only planner.

Savings will not make you rich. Only canny investments do that. The role of savings is to keep you from becoming poor.

hindsight is not a strategy.

Never try to time the bond market. Anyone who claims to know the future of interest rates is certifiable.

The rule on staying alive as a forecaster is to give 'em a number or give 'em a date, but never give 'em both at once.

Everyone can get a little sloppy with cash and it's smart to notice. But what's squeezing you is the big stuff you ladle onto your credit cards.

Life fits the shoe you walk in.

Oh, sweet! New man meat’s made it to town, y’all. Let’s gobble.

Nothing is so fundamental to the spiritual life as learning to give thanks.

if you care, let those people knowif you don't, then make sure those people know.

Fiction, on the whole, and if it is any good, tends to be a subversive element in society.

It is not enough to merely defend democracy. To defend it may be to lose it; to extend it is to strengthen it. Democracy is not property; it is an idea.

Education will not cure all the problems of society, but without it no cure for any problem is possible.

A good story needs conflict, and virtual reality is a great hypothetical way to create conflict. ... In some ways, the future is going to be more boring than we think.

I concede that segregation can allay social tensions immediately, but it further debilitates us in the long run.

Perversity is the muse of modern literature.