I prefer to give money to the person who's provided the good service. But I never tip at hotels, I think they overcharge anyway. But anything which is value for money will get my vote.

I like paper statements rather than relying on computers. I feel more in control if my account details and transactions are broken down on paper.

Being born not long after the war meant that money was tight. I grew up in a rural corner of Lincolnshire and my father worked on local farms. Being one of nine kids meant we didn't have much.

When you experience having nothing you value everything - and that applies to all aspects of life.

I bought my first house when I was 24 for £19,500 and it was sold two years ago for £256,000. I've always made profit on my houses.

I hate my Visa card but have to use it for diesel, insurance and big items. I prefer paying by cash whenever possible because that way I feel as if I've got a better grasp on what I'm spending.

One thing which frustrates me about state pensions is the disparity between EU countries.

In my view, the money is poorly spent and given willy-nilly to people unlikely to get on the winning rostrum.

I don't spend and save whenever I have spare cash. I dislike people who boast about money.

If you've been frugal during your life and tried to save, you're penalised by the tax system. You pay tax on your wages, your savings and even your private pension.

If you must look back, do so forgivingly. If you must look forward, do so prayerfully. However, the wisest thing you can do is be present in the present... gratefully.

Humans are odd. They think order and chaos are somehow opposites and try to control what won't be. But there is grace in their failings.

Writers are the wind that sail words across the page.

Public trust is essential to public safety.

If there is anyone who's living the work of the New Testament, it's the nuns of the Catholic church and not the Catholic hierarchy.

Don't knock the ball in the stands, keep it in your hands!

I really hate to be Debbie Downer right now, because everyone would love to say, "Yeah, we're finally doing something on climate!

I'm into classic games like Donkey Kong, and also collect vintage tour t-shirts - everything from Olivia Newton-John to Duran Duran. I've got a Chicago one worth $100.

We always tend to distrust geniuses about genius, as if what they say didn't arouse much empathy in us, or as if we were waiting till some more reliable source of information came along...

The snow on the distant mountains was soft and creamy, as if veiled in a faint smoke.