Everyone needs a small-town banker. Especially in a big town.

The shortest period of time lies between the minute you put some money away for a rainy day and the unexpected arrival of rain.

The best real-estate investments with the highest yields are in working-class neighborhoods, because fancy properties are overpriced.

Lawyers are operators of the toll bridge across which anyone in search of justice has to pass.

Where you stand should not depend on where you sit.

Financial planners who take commissions have a built-in conflict of interest...even with disclosure, my choice would be a Fee-Only planner.

Savings will not make you rich. Only canny investments do that. The role of savings is to keep you from becoming poor.

hindsight is not a strategy.

Never try to time the bond market. Anyone who claims to know the future of interest rates is certifiable.

It's daring and challenging to be young and poor, but never to be old and poor. Whatever resources of good health, character, and fortitude you bring to retirement, remember, also, to bring money.

The rule on staying alive as a forecaster is to give 'em a number or give 'em a date, but never give 'em both at once.

Few celebrate a dog who jumps at people as they approach--but start with the premise that it is we who keep ourselves (and our faces) unbearably far away, and we can come to a mutual understanding.

I am building a fire, and everyday I train, I add more fuel. At just the right moment, I light the match.

I create a playlist for each and every character that I play.

In tennis you move a lot. Golf you dont. In tennis, you can have a bad half-hour, but you cant in golf. You can lose the first set in tennis and still win.

Keeping the head still is golf's one universal, unarguable fundamental.

It's a real challenge to complete a story arc and end up with a cool punchline in 120 characters.

I love the guitar for its harmony; it is my constant companion in all my travels.

I learnt a lot about coaching from observing other coaches. I would recommend that they attend coaching courses and coach development opportunities wherever possible

How very beautiful and consoling our faith is! For the little work we do here on earth it promises in return all the joys of assured happiness.

Mexicans don't think of ghosts as haunting you.