In fact, the bigger the bill, the less likely you are to spend it. If you want to really save money, spend only cash and carry only fifty-dollar bills.

Buy experiences, not things. Spending on experiences makes people happier than spending on things. Things get broken and go out of style. Experiences get better every time you talk about them.

You can have a do-over starting today. But you have to get over the feeling that it's too late

It's not about having it all. It's about having what you value most.

You'll get much better results by being upfront, answering creditors calls, and responding to their letters. Delaying the inevitable only digs a deeper hole.

By definition, saving - for anything - requires us to not get things now so that we can get bigger ones later.

A little personality goes a long way.

Take the cards out of your wallet. A debit card is accepted just about everywhere that credit cards are, and you'll be spending money you have - always a good thing.

One thing I want to make clear: You never want to hide from your debts. It doesn't work.

The interest rate you receive, however, is contingent on your credit score.

Rolling all of your debts into a single loan is a good idea - in theory. In fact, it can be a great idea.

I felt so skinless at times! Things hit me so hard!

Heaven Has No Favorites

The man who procrastinates struggles with ruin.

Not only must the message be correctly delivered, but the messenger himself must be such as to recommend it to acceptance.

I'm 100 percent Jewish by blood, but by education I'm nothing. By affiliation I'm nothing.

Was the crew well? Was I not? I had profited in many ways by the voyage. I had even gained flesh, and actually weighed a pound more than when I sailed from Boston.

Everyone wants to change the world, but nobody wants to change himself.

Maybe if we sit out for the next few years and let Clint Eastwood get a little experience, he's going to be a good director.

Hollywood is not stupid, contrary to popular belief; it's really a lot of intelligent people trying to figure things out.

Truth is a fruit that can only be picked when it is very ripe.