I learn from all our major competitors, whether they're in or out of the U.S. Wells Fargo is very actively, very aggressively, and very successfully building its U.S. investment bank.

The government has the right to change laws and rules and regulations.

You read constantly that banks are lobbying regulators and elected officials as if this is inappropriate. We don't look at it that way.

Don't do anything stupd. And don't waste money. Let everybody else waste money and do stupid things; then we'll buy them.

Just because you have a good hand today doesn't mean it's good tomorrow. And some of the things we're doing may become very disadvantageous at some point.

My daughter asked me when she came home from school, "What's the financial crisis?" and I said, it's something that happens every five to seven years.

Our plate is full. We have a lot to do building our company organically and that is our key focus.

We're going to do the right thing for the company and our customers, all things considered.

Businesses can be opaque. They are complex. You don't know how aircraft engines work either.

We have built a very good company, and we're proud of it. We also recognize that much of it has been built on the shoulders of the thousands of employees and leaders who have worked here before us.

You never know exactly how new policies are going to work. That doesn't mean you shouldn't try them.

My mother is my life's breath.

People don't care what you name it, G. They like pie for what's on the inside.

Each one prays to God according to his own light.

In film, you can have sad endings.

I was made to be where I'm at. I just had to go through some challenges, so that I can educate others later.

Democratic elections alone do not remedy the crisis of confidence in government. Moreover, there is no viable justification for a democratic system in which public participation is limited to voting.

All great success is preceded by failure.

Platitudes are generally the oldest and profoundest of truths.

It is terrible when people do not know God, but it is worse when people identify as God what is not God.

Structure influences behavior. Design spaces that make you feel "you are welcome here and that you came to the right place."