Get your friends involved. Let your shopping buddies know that you're on a tight budget, and they can help you out when your willpower starts to weaken at the mall.

Buy experiences, not things. Spending on experiences makes people happier than spending on things. Things get broken and go out of style. Experiences get better every time you talk about them.

You can have a do-over starting today. But you have to get over the feeling that it's too late

It's not about having it all. It's about having what you value most.

You'll get much better results by being upfront, answering creditors calls, and responding to their letters. Delaying the inevitable only digs a deeper hole.

By definition, saving - for anything - requires us to not get things now so that we can get bigger ones later.

A little personality goes a long way.

Take the cards out of your wallet. A debit card is accepted just about everywhere that credit cards are, and you'll be spending money you have - always a good thing.

One thing I want to make clear: You never want to hide from your debts. It doesn't work.

The interest rate you receive, however, is contingent on your credit score.

Rolling all of your debts into a single loan is a good idea - in theory. In fact, it can be a great idea.

Hospitality is the practice of God's welcome by reaching across difference to participate in God's actions bringing justice and healing to our world in crisis.

I was in charge. Of it all. All the time. For ever.

The key is to keep company only with people who uplift you, whose presence calls forth your best.

It is well to be up before daybreak, for such habits contribute to health, wealth, and wisdom.

You may help a lame dog over a stile but he is still a lame dog on the other side.

I'm not a complicated person.

History is a record of exploded ideas.

Right, well, he'd been sick for a while and his nurse said to him, 'You seem to be feeling better this morning,' and Isben looked at her and said, 'On the contrary,' and then he died.

Sorrow and solitude, these are the precious things/ And the only words that are worth remembering.

I don't think I ever wore anything that was like really ugly, I just didn't really care.